Do you know what will happen to your loved ones when something happens to you? If you don’t know the answer, or don’t like the answer, then this is the show for you. Listen up as Nick Rosenbauer teaches you about protecting your family legacy through better estate planning.

Our Latest Episodes

Beneficiaries, TODs, PODs, and Joint Ownership, How They Interact With Wills and Trusts

Oct 23, 2025

https://youtu.be/Sra9EMC5REM Even the best-written will or trust can be undermined if your beneficiary designations, account titles, or ownership structures aren’t in sync. In this episode, Nick breaks down how these critical details interact and why they ultimately decide where your assets end up. Learn how to avoid common pitfalls and ensure...

Getting Hospitals & Banks To Actually Honor Your Estate Plan

Oct 16, 2025

https://youtu.be/JowF0SG7-aY Navigating the world of power of attorney isn’t as simple as waving a piece of paper, institutions don’t always just take your word for it. Nick breaks down what you need to prepare in advance and shares practical tips to help you turn that “paper” into real power. Don’t let red tape slow you down, get your ducks in a...

Choosing Which Child Should Be Your Executor

Sep 25, 2025

https://youtu.be/MuH0fGZ4tvA When it comes to estate planning, one document can make all the difference in protecting your family and finances: the power of attorney. But not all POAs are the same. In this episode, Nick explains the key differences between a springing power of attorney and an immediate power of attorney and why choosing the wrong...

Springing vs. Immediate Power of Attorney – Watch Out For The Wrong Choice

Sep 18, 2025

https://youtu.be/SR2iMbmDWqs When it comes to estate planning, one document can make all the difference in protecting your family and finances: the power of attorney. But not all POAs are the same. In this episode, Nick explains the key differences between a springing power of attorney and an immediate power of attorney and why choosing the wrong...

Who Chooses Your Kids’ Guardian If You Don’t?

Sep 11, 2025

https://youtu.be/MDpi0Dg-8fg When parents pass away without naming a guardian, who decides what happens to their children? In this episode, Nick explains why leaving this decision blank in your will—or not having a will at all—can leave your kids’ future in the hands of the probate court. We’ll discuss a practical approach to making one of the...

Why Some Inheritances Happen Early

Sep 4, 2025

https://youtu.be/yyU41mYooxQ When parents or spouses pass down an inheritance while they’re still alive, families can quickly find themselves in tricky territory. Parents helping with a down payment or a loan to a child can feel generous in the moment, but often raises hard questions. What’s fair? How do we keep the peace? In this episode, Nick...

Dementia & Estate Planning: How Late Is Too Late?

Aug 28, 2025

https://youtu.be/IhPVjJZl3to More families are facing the difficult reality of cognitive decline in parents or loved ones. What happens if dementia sets in before an estate plan is updated? Can changes still be made, and how do you know when it’s too late? In this episode, Nick breaks down testamentary capacity, the legal standard for whether...

When Your Children Are Bad with Money – What You Can Do About It?

Aug 21, 2025

https://youtu.be/lzEKxLj0y0s Leaving an inheritance to a child who struggles financially can feel like walking a tightrope. You want to provide support, but you don’t want your hard-earned legacy wasted, mismanaged, or taken advantage of. In this episode, Nick unpacks practical strategies to help parents strike the right balance and explains how...

Do I Need a Trust or Is the Lawyer Just After Money?

Aug 14, 2025

https://youtu.be/czvVtKDFN4g In this episode, Nick tackles a listener question about estate planning: Is it necessary to set up a trust to impose conditions on how an inheritance is distributed? Is their lawyer just trying to upsell them with unnecessary services? Nick breaks down when a will is sufficient and when a trust becomes essential for...