Nick tackles a surprisingly complicated estate planning question: how do you leave money to grandkids when each of your children has a different-sized family? What sounds simple on the surface quickly becomes a conversation about fairness, equality, future grandchildren, and family dynamics. Nick walks through several common ways families structure inheritances for grandkids, along with the pros, cons, and unintended consequences of each approach.
Here’s some of what we discuss in this episode:
⚖️ Fair Isn’t Always Equal: Different family sizes create complicated inheritance questions
🌳 Family Branches Matter: Some plans prioritize grandchildren while others prioritize each child’s family equally
🧩 Every Option Has Tradeoffs: No inheritance structure solves every fairness concern perfectly
👶 Future Grandkids Count Too: Estate plans should account for children who may not be born yet
📄 Intentional Planning Helps: A clear structure can prevent confusion and family tension later
Go Inside the Episode:
0:00 – Personal updates
4:40 – Estate planning for grandchildren
6:35 – Options for structuring inheritance
7:44 – What’s “fair?”
8:47 – Equal Amounts: Pros & Cons
10:46 – Buckets Per Family
12:46 – Half In, Half Out (Compromise)
15:19 – Other Considerations
16:22 – Connect with Nick
Resources:
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